By Gail Pelto Yep—record low interest rates! Are you ready to take advantage of them? Here’s a few things to ponder, because there are a bunch of ”maybes” on how these historically low interest rates might work for you: • maybe you’ve accumulated some debt that you’d like to pay off; •...
By Gail Pelto, Realtor “Look, Honey! The beaches and short-term rentals are open! Yay! Let’s buy something! Come on, please, please!!” The buyers have been locked up too long and now they are bursting at the seams to buy! What’s that mean to YOU? Well, if you’re bursting to sell,...
By Gail Pelto, Realtor As a professional real estate agent, I study the real estate stats in our market on a daily basis and there’s a few things I’ve noticed over the last month and a half: Many properties that had been on the market for sale cancelled their listings,...
By Gail Pelto, Realtor It’s a crazy time right now, for sure. And because it’s a crazy time, we’re getting a lot of people calling and asking questions similar to the title of this article. Most folks just want to know what’s happening in our real estate market. And what...
By Gail Pelto, Realtor Many renters are renting because they don’t think they have the substantial down payment or the good credit necessary to get a mortgage in order to purchase their own home. So they get trapped in the rental market, paying a landlord instead of themselves. I’m here...
By Lori Smith How do you get to be one of Bank of England Mortgage’s Top 5 loan officers in the Southeast? “By solving puzzles, which I love,” says Jamie McIntosh. “Mortgage lending can definitely be like solving puzzles; it involves a client’s finances with a goal of getting them...
By Lisa Hughley It has been an amazing start to 2020 for the real estate market in our area! Freeport and Niceville are growing by leaps and bounds. Buyers are coming in from outside of the area asking specifically for these areas. As you will see, there is very little...
By Gail Pelto, Realtor You’re ready to sell your house and move on. So, how do you prep your house to show in order to capture the buyers’ attentions and ultimately receive a good offer? Just like a great Broadway play, you want your audience - potential buyers - to...
By Lisa Hughley 2020 is going to be an amazing year for real estate in Freeport! Inventory is low. So, if you or someone you know is interested in selling your home, now is the time! I would love to have the opportunity to talk with you! There are currently only...
Turn-key or Turkey By Gail Pelto, Realtor In Part 1 of this series we covered the A.C.E.S. Plus – Appreciation, Cash flow, Equity, Shelter your taxes and Leverage, and in Part 2, we reviewed Research, Planning your Expenses, Budget, Starting Small and then Expanding your Portfolio. (Please see November and December...

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